Debt Restructuring

Crossroads Financial Group offers a variety of advisory services to real estate owners regarding their commercial mortgage loans. Many property owners and their lenders are finding it increasingly difficult to come to an equitable resolution for a troubled loan. The issues facing borrowers today are numerous—but the one constant is the difficulty in working through the lender’s approval maze, particularly for their CMBS loans, usually resulting in a frustrating experience with poor results.

In any transaction requiring a workout and restructure of the existing loan terms, there may only be limited opportunities to successfully interact with the lender. Many lenders are either overwhelmed in this environment with loan requests or they are restricted in their abilities to provide relief to borrowers due to regulatory constraints or the structure of the securities the loan may have been placed within. Some may simply be incapable of making a rational decision due to internal organizational issues.

A well supported and professional analysis of the options facing the borrower and the property focuses the lender on workable resolutions for both parties. Unprepared and impulsive communications with the lender typically yields a poor result that wastes time and opportunity, whether through a misunderstanding of intentions, or establishing inextricable positions on both sides.

Call us today for a workable solution.

Crossroads Financial Group, Inc.
Contact us, we look forward to working with you.